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Most contractors are required at some time to provide a bond to guarantee performance. Bonds may be the key to a construction project and the inability to become bonded may lose a contractor work.

Contractors need a reliable bonding facility at a competitive cost. While bonds can be provided by either banks or insurance companies, a bond obtained from a bank may impact upon a contractor's borrowing facilities since banks tend to consider bonds as a financial liability and reduce the contractor's credit facility accordingly.

Ability to secure credit can be adversely affected by changes in the worldwide financial markets and bank lines of credit may be particularly vulnerable. A surety facility gives a contractor an advantage in overcoming such uncertainties.

Willis Towers Watson is the leading bonding broker in the world.

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