Property Quantified

Property Quantified is the first digitally-enabled platform to model both natural catastrophe perils and all other loss types (e.g. fire, leakage, etc.) and perform insurance strategy evaluation. This tool combines the power of traditional cat modeling with our proprietary non-cat loss quantification to assess your holistic property program globally:  gain unprecedented quantitative insight into all possible claim types on a location and portfolio level.  With Property Quantified, you will experience dynamic engagement at a level of sophistication never before seen in the industry.

Property Quantified models loss potential, evaluates risk transfer strategies and provides decision support in financial terms. It analyzes insurance strategies, giving you the intelligence you need to compare complex policies for global property risk. It is the first global quantification platform that considers engineering reports, loss history, and basic causes of loss and natural catastrophe perils.

  • First model of its kind to explicitly analyze both catastrophic and non-catastrophic risks in a single platform.
  • Comprehensive decision support for your risk transfer strategy (not just benchmarking and NatCat model results).
  • Leverages Willis Towers Watson’s own propriety algorithms and direct API connection to the industry’s most trusted vendor models including RMS and Munich Re’s NATHAN.
  • Technologically enabled to deliver fully tailored analysis, this tool considers your own statement of values, loss runs, and engineering reports in moments.
  • Allows for live interaction—adjust any input or risk transfer structure and see updated results immediately.

Why should you use Property Quantified?

  • Property Quantified is the industry’s only scalable model to evaluate both non catastrophic risks, like fire, and catastrophic risks like earthquake, hurricane and flood.
  • Create and adjust insurance strategies for your organization’s whole property portfolio, by location, or by peril in an interactive platform. Make any change and see the impact to your loss potential immediately.
  • Design and evaluate risk transfer strategies. Property Quantified provides data driven decision support in financial terms for your risk transfer purchases.
  • Leverage Willis Towers Watson’s in-house expertise and the industry’s most trusted vendor models.

For whom is it appropriate?

  • Property Quantified is designed for organizations with locations anywhere in the world. It is suited for clients with diverse multinational property portfolios, and also for our regional clients.
  • This tool is useful for any organization considering property insurance or other property risk transfer solution and wants to explore the risk/return equation.

What geographies does this tool support?

  • Property Quantified is a global tool which supports all geographies.
  • We will continue to add country specific variations as we gain data and insight globally.

When should you use Property Quantified?

  • Use this tool when renewing your company's property insurance program.
  • Use when considering changes to location or peril-specific insurance coverages.
  • Use when evaluating acquisitions or divestitures of properties.

What can I do with information gained from Property Quantified?

  • Assess your loss potential to better understand your overall risk management strategy.
  • Evaluate your location data quality – improving the quality of your data can change how the market perceives your risk.
  • Identify facilities where a detailed engineering report can be beneficial.
  • Answer the question "when does my insurance strategy pay off". Demonstrate that insurance creates a more predictable environment: reducing volatility, improving stability, protecting from catastrophic loss.

Future Enhancements

  • We are continuously improving all of our models. Planned enhancements include evaluating the impact of historical events on your current portfolio, and expanding our modelled hazards to include terrorism.